Consumer Driven Health Care

cdhc consumer driven health care worcester massachusetts

If you’re not already offering the HSA option,
then you need to be learning why you should.

It’s really a no-brainer.  It just needs to be explained that way and that’s what we do.  We begin with one simple question … Would you rather have $2.22 or $2,450?

HSAs or Health Savings Accounts can be thought of as Medical 401k’s wherein you set aside pre-tax dollars to pay for future medical expenses.  To set up your HSA, you need to be participating in a qualified High Deductible Health Plan (HDHP).


Assuming both employees have $6,450 in discretionary income, Employee B comes out ~$2,450 ahead whether he/she has the $4000 in medical expenses or not.  The question then becomes “Why wouldn’t you?” if you have the discretionary income.


Want to learn more?

Russ Swallow
Licensed Insurance Adviser

(Worcester, Massachusetts)

LinkedIn twitter30x30 fblogo